CreditMotiv Program Disclosures

Program Disclosures

These Program Disclosures explain how CreditMotiv programs operate, the role of participating businesses, the role of consumers, the involvement of third-party service providers, and important limitations regarding outcomes and expectations.

All users, consumers, businesses, referral partners, and program participants should carefully review these disclosures before participating in any CreditMotiv offering.

What CreditMotiv Is

CreditMotiv is a buyer-recovery platform designed to help businesses provide a structured next step for consumers who encounter credit-related barriers during the purchasing process.

CreditMotiv offers recovery-oriented pathways intended to help preserve customer relationships and future buying opportunities through programs such as:

  • CreditMotiv Lift
  • CreditMotiv Access
  • CreditMotiv Reserve
  • Co-Branded Recovery Experiences
  • Partner-Supported Recovery Programs

What CreditMotiv Is Not

CreditMotiv is not:

  • A bank.
  • A lender.
  • A mortgage company.
  • A credit bureau.
  • A credit reporting agency.
  • A debt settlement company.
  • A law firm.
  • A tax advisory firm.
  • A financial advisory firm.
  • A government agency.

CreditMotiv Lift Disclosure

CreditMotiv Lift is designed to provide a structured recovery pathway for consumers who may not currently qualify for financing or who encounter credit-related barriers during a purchasing process.

Participation in CreditMotiv Lift does not guarantee:

  • Credit score improvement.
  • Credit report modifications.
  • Removal of credit items.
  • Financing approval.
  • Loan approval.
  • Mortgage approval.
  • Future purchasing ability.
  • Specific financial outcomes.

Any examples displayed on the website are illustrative only and should not be interpreted as typical, expected, or guaranteed outcomes.

Legal Partner Disclosure

Certain CreditMotiv programs may involve third-party legal service providers, legal support organizations, compliance professionals, or affiliated service networks.

CreditMotiv does not provide legal advice and does not represent consumers as legal counsel.

Any legal services are provided solely by the applicable third-party provider and remain subject to that provider's agreements, qualifications, disclosures, fees, and legal obligations.

CreditMotiv Access Disclosure

CreditMotiv Access provides participating businesses with a structured referral pathway for consumers who encounter financing-related obstacles.

Enrollment in CreditMotiv Access does not guarantee:

  • Consumer participation.
  • Consumer engagement.
  • Future financing qualification.
  • Future purchases.
  • Revenue recovery.
  • Sales conversion.

CreditMotiv Reserve Disclosure

CreditMotiv Reserve is a business-funded recovery program that allows participating businesses to provide qualifying consumers access to CreditMotiv Lift placements.

Businesses are responsible for evaluating any accounting, legal, tax, or financial treatment associated with Reserve participation.

CreditMotiv makes no representation regarding deductibility, tax treatment, accounting treatment, or financial impact. Businesses should consult their own advisors.

Co-Branded Experience Disclosure

CreditMotiv may provide co-branded pages, recovery portals, communications, and customer experiences that incorporate the branding of participating businesses.

Co-branding is intended to support customer continuity and relationship preservation and should not be interpreted as an endorsement, guarantee, partnership representation, or promise of future results.

Consumer Responsibility

Consumers remain responsible for:

  • Providing accurate information.
  • Reviewing disclosures.
  • Evaluating recommendations.
  • Monitoring their own credit reports.
  • Making independent financial decisions.
  • Consulting qualified professionals where appropriate.

Business Client Responsibility

Participating businesses remain responsible for:

  • Their own sales practices.
  • Compliance obligations.
  • Customer communications.
  • Advertising claims.
  • Referral practices.
  • Financing representations.

No Guarantee of Results

CreditMotiv makes no guarantees regarding:

  • Credit score changes.
  • Credit repair outcomes.
  • Financing approvals.
  • Interest rates.
  • Loan terms.
  • Consumer participation.
  • Revenue recovery.
  • Future sales.
  • Business performance.
  • Program success.

Advertising Disclosure

CreditMotiv may receive compensation from participating businesses, referral partners, service providers, vendors, affiliates, and program participants.

Compensation structures may vary by program, partner relationship, service type, referral arrangement, enrollment agreement, or marketing campaign.

TCPA & Communications Disclosure

By submitting information through CreditMotiv, users may consent to receive calls, emails, text messages, artificial voice messages, prerecorded communications, AI-generated communications, and automated outreach technologies from CreditMotiv and participating partners, subject to applicable law.

Consent is not a condition of purchase.

Program Availability

Programs, pricing, eligibility requirements, partner availability, recovery pathways, services, and features may be modified, suspended, expanded, restricted, or discontinued at any time without notice.

Contact Information

CreditMotiv
1621 Central Ave. #8227
Cheyenne, Wyoming 82001

[email protected]

Important Disclosure

CreditMotiv programs are intended to provide structured recovery pathways and relationship-preservation opportunities. Participation in any CreditMotiv program does not guarantee credit improvements, financing approval, future purchasing ability, business revenue recovery, or any other specific result.

CreditMotiv

A New Path For Your Buyers

CreditMotiv helps enrolled clients give credit-challenged customers a professional path forward when credit gets in the way of the sale.

CreditMotiv Lift

© 2026 CreditMotiv. All rights reserved.

A Motiv Brands company.

CreditMotiv Lift is supported through our trusted legal partner network. Results are not guaranteed. See Terms, Privacy Policy, and Program Disclosures for details.